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Deposit Account Interest Rates
Last updated: March 21, 2008
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Account
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Min. Bal. to open
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Interest Rate
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APY*
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Min. Bal. to avoid fees
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Select NOW Checking
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$100
|
.25
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.25
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$500
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Select Silver Checking
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$100
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1.75
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1.76
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None
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Select Savings
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$100
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.25
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.25
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$100
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Select Juvenile Savings
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$25
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.25
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.25
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$25
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Select Personal Insured Money Market
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—Tier 1
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$100
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1.25
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1.26
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$1,000
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—Tier 2
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$100
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1.50
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1.51
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$1,000
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—Tier 3
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$100
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1.99
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2.01
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$1,000
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—Tier 4
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$100
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2.24
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2.26
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$1,000
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* APY = Annual Percentage Yield
Min. Bal. = Minimum Balance
Fees on accounts above may reduce earnings.
Rates may change after the accounts are opened. Rates are subject to change.
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Select CD Interest Rates
Last updated: June 4, 2008
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Term
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Interest Rate
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APY*
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180-day
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2.77
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2.80
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12-month
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3.46
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3.51
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18-month
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3.65
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3.70
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24-month
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3.84
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3.90
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36-month
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4.04
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4.10
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48-month
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4.43
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4.50
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60-month
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4.67
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4.75
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* APY = Annual Percentage Yield
Penalty for early withdrawal.
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Select Bonus CD Interest Rates
Last updated: June 29, 2008
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Term
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Interest Rate
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APY*
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18-month
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4.25
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4.32
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30-month
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4.50
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4.58
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* APY = Annual Percentage Yield
Penalty for early withdrawal.
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Select Jumbo CD Interest Rates
Last updated: June 4, 2008
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Term
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Interest Rate
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APY*
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180-day
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2.87
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2.90
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12-month
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3.56
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3.61
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18-month
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3.75
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3.80
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24-month
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3.94
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4.00
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36-month
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4.14
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4.20
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48-month
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4.53
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4.60
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60-month
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4.77
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4.85
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* APY = Annual Percentage Yield
Penalty for early withdrawal.
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Select Bonus Jumbo CD Interest Rates
Last updated: June 29, 2008
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Term
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Interest Rate
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APY*
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18-month
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4.25
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4.32
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30-month
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4.50
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4.58
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* APY = Annual Percentage Yield
Penalty for early withdrawal.
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Advantage CD Interest Rates
Last updated: May 7, 2008
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Tier
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Calculation
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Interest Rate
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APY*
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$5,000.00 - $49,999.99
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Prime rate minus 3.00%
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2.50
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2.53
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$50,000.00 - $99,999.99
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Prime rate minus 2.75%
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2.50
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2.53
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$100,000.00 and greater
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Prime rate minus 2.50%
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2.50
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2.53
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* APY = Annual Percentage Yield
Penalty for early withdrawal.
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IRA and Roth IRA Interest Rates
Last updated: June 4, 2008
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Term
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Interest Rate
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APY*
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12-month
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3.60
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3.65
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18-month
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3.80
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3.85
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24-month
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3.99
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4.05
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30-month
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4.09
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4.15
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36-month
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4.18
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4.25
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48-month
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4.57
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4.65
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60-month
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4.81
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4.90
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* APY = Annual Percentage Yield
Penalty for early withdrawal.
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