Rate Chart
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Deposit Account Interest Rates Last updated: January 6, 2010 |
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| Account | Min. Bal. to open | Interest Rate | APY* | Min. Bal. to avoid fees |
| Select Savings | $100 | .25 | .25 | $100 |
| Select Youth Savings | $25 | .25 | .25 | $25 |
| Select NOW Checking | ||||
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—Tier 1 $1.00 - $24,999.99 |
$100 | .15 | .15 | $500 |
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—Tier 2 25,000.00 - 49,999.99 |
$100 | .20 | .20 | $500 |
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—Tier 3 50,000.00 - 99,999.99 |
$100 | .25 | .25 | $500 |
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—Tier 4 $100,000.00 & above |
$100 | .30 | .30 | $500 |
| Select Silver Checking | ||||
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—Tier 1 $1.00 - $24,999.99 |
$100 | .20 | .20 | None |
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—Tier 2 25,000.00 - 49,999.99 |
$100 | .25 | .25 | None |
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—Tier 3 50,000.00 - 99,999.99 |
$100 | .30 | .30 | None |
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—Tier 4 $100,000.00 & above |
$100 | .35 | .35 | None |
| Select Personal Insured Money Market | ||||
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—Tier 1 $1.00 - $24,999.99 |
$100 | .50 | .50 | $1,000 |
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—Tier 2 25,000.00 - 49,999.99 |
$100 | .50 | .50 | $1,000 |
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—Tier 3 50,000.00 - 99,999.99 |
$100 | .75 | .75 | $1,000 |
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—Tier 4 $100,000.00 & above |
$100 | 1.0 | 1.0 | $1,000 |
| Select Business Insured Money Market | ||||
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—Tier 1 $1.00 - $24,999.99 |
$100 | .50 | .50 | $1,000 |
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—Tier 2 25,000.00 - 49,999.99 |
$100 | .50 | .50 | $1,000 |
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—Tier 3 50,000.00 - 99,999.99 |
$100 | .50 | .50 | $1,000 |
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—Tier 4 $100,000.00 & above |
$100 | .50 | .50 | $1,000 |
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* APY = Annual Percentage Yield Min. Bal. = Minimum Balance Fees on accounts above may reduce earnings. Rates may change after the accounts are opened. Rates are subject to change. |
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Select CD Interest Rates Last updated: February 19, 2010 |
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| Term | Interest Rate | APY* |
| 6-month | 1.39 | 1.40 |
| 12-month | 1.64 | 1.65 |
| 18-month | 1.99 | 2.00 |
| 24-month | 2.08 | 2.10 |
| 36-month | 2.38 | 2.40 |
| 48-month | 2.48 | 2.50 |
| 60-month | 2.58 | 2.60 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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Select Bonus CD Interest Rates Last updated: February 19, 2010 |
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| Term | Interest Rate | APY* |
| 18-month | 1.99 | 2.00 |
| 30-month | 2.23 | 2.25 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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IRA and Roth IRA Interest Rates Last updated: February 19, 2010 |
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| Term | Interest Rate | APY* |
| 12-month | 1.64 | 1.65 |
| 18-month | 1.99 | 2.00 |
| 24-month | 2.08 | 2.10 |
| 30-month | 2.23 | 2.25 |
| 36-month | 2.38 | 2.40 |
| 48-month | 2.48 | 2.50 |
| 60-month | 2.58 | 2.60 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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