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Deposit Account Interest Rates Last updated: March 21, 2008 |
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| Account | Min. Bal. to open | Interest Rate | APY* | Min. Bal. to avoid fees |
| Select NOW Checking | $100 | .25 | .25 | $500 |
| Select Silver Checking | $100 | 1.75 | 1.76 | None |
| Select Savings | $100 | .25 | .25 | $100 |
| Select Juvenile Savings | $25 | .25 | .25 | $25 |
| Select Personal Insured Money Market | ||||
| —Tier 1 | $100 | 1.25 | 1.26 | $1,000 |
| —Tier 2 | $100 | 1.50 | 1.51 | $1,000 |
| —Tier 3 | $100 | 1.99 | 2.01 | $1,000 |
| —Tier 4 | $100 | 2.24 | 2.26 | $1,000 |
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* APY = Annual Percentage Yield Min. Bal. = Minimum Balance Fees on accounts above may reduce earnings. Rates may change after the accounts are opened. Rates are subject to change. |
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Select CD Interest Rates Last updated: June 4, 2008 |
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| Term | Interest Rate | APY* |
| 180-day | 2.77 | 2.80 |
| 12-month | 3.46 | 3.51 |
| 18-month | 3.65 | 3.70 |
| 24-month | 3.84 | 3.90 |
| 36-month | 4.04 | 4.10 |
| 48-month | 4.43 | 4.50 |
| 60-month | 4.67 | 4.75 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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Select Bonus CD Interest Rates Last updated: June 29, 2008 |
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| Term | Interest Rate | APY* |
| 18-month | 4.25 | 4.32 |
| 30-month | 4.50 | 4.58 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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Select Jumbo CD Interest Rates Last updated: June 4, 2008 |
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| Term | Interest Rate | APY* |
| 180-day | 2.87 | 2.90 |
| 12-month | 3.56 | 3.61 |
| 18-month | 3.75 | 3.80 |
| 24-month | 3.94 | 4.00 |
| 36-month | 4.14 | 4.20 |
| 48-month | 4.53 | 4.60 |
| 60-month | 4.77 | 4.85 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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Select Bonus Jumbo CD Interest Rates Last updated: June 29, 2008 |
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| Term | Interest Rate | APY* |
| 18-month | 4.25 | 4.32 |
| 30-month | 4.50 | 4.58 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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Advantage CD Interest Rates Last updated: May 7, 2008 |
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| Tier | Calculation | Interest Rate | APY* |
| $5,000.00 - $49,999.99 | Prime rate minus 3.00% | 2.50 | 2.53 |
| $50,000.00 - $99,999.99 | Prime rate minus 2.75% | 2.50 | 2.53 |
| $100,000.00 and greater | Prime rate minus 2.50% | 2.50 | 2.53 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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IRA and Roth IRA Interest Rates Last updated: June 4, 2008 |
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| Term | Interest Rate | APY* |
| 12-month | 3.60 | 3.65 |
| 18-month | 3.80 | 3.85 |
| 24-month | 3.99 | 4.05 |
| 30-month | 4.09 | 4.15 |
| 36-month | 4.18 | 4.25 |
| 48-month | 4.57 | 4.65 |
| 60-month | 4.81 | 4.90 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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