Rate Chart
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Deposit Account Interest Rates Last updated: August 16, 2010 |
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| Account | Min. Bal. to open | Interest Rate | APY* | Min. Bal. to avoid fees |
| Personal Savings | $100 | .25 | .25 | $100 |
| Learn To Earn Savings | $25 | .25 | .25 | $25 |
| Advantage Checking | ||||
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—Tier 1 $1.00 - $24,999.99 |
$100 | .10 | .10 | $1000 |
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—Tier 2 25,000.00 - 49,999.99 |
$100 | .15 | .15 | $1000 |
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—Tier 3 50,000.00 - 99,999.99 |
$100 | .20 | .20 | $1000 |
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—Tier 4 $100,000.00 & above |
$100 | .25 | .25 | $1000 |
| Prime Time Checking | ||||
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—Tier 1 $1.00 - $24,999.99 |
$100 | .10 | .10 | None |
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—Tier 2 25,000.00 - 49,999.99 |
$100 | .15 | .15 | None |
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—Tier 3 50,000.00 - 99,999.99 |
$100 | .20 | .20 | None |
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—Tier 4 $100,000.00 & above |
$100 | .25 | .25 | None |
| Individual Money Market | ||||
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—Tier 1 $1.00 - $24,999.99 |
$100 | .40 | .40 | $1,000 |
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—Tier 2 25,000.00 - 49,999.99 |
$100 | .40 | .40 | $1,000 |
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—Tier 3 50,000.00 - 99,999.99 |
$100 | .65 | .65 | $1,000 |
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—Tier 4 $100,000.00 & above |
$100 | .90 | .90 | $1,000 |
| Business Money Market | ||||
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—Tier 1 $1.00 - $24,999.99 |
$100 | .50 | .50 | $1,000 |
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—Tier 2 25,000.00 - 49,999.99 |
$100 | .50 | .50 | $1,000 |
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—Tier 3 50,000.00 - 99,999.99 |
$100 | .50 | .50 | $1,000 |
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—Tier 4 $100,000.00 & above |
$100 | .50 | .50 | $1,000 |
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* APY = Annual Percentage Yield Min. Bal. = Minimum Balance Fees on accounts above may reduce earnings. Rates may change after the accounts are opened. Rates are subject to change. |
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CD Interest Rates Last updated: August 16, 2010 |
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| Term | Interest Rate | APY* |
| 6-month | .80 | .80 |
| 12-month | 1.10 | 1.10 |
| 18-month | 1.19 | 1.20 |
| 24-month | 1.49 | 1.50 |
| 36-month | 1.74 | 1.75 |
| 48-month | 1.89 | 1.90 |
| 60-month | 2.08 | 2.10 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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Bonus CD Interest Rates Last updated: August 16, 2010 |
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| Term | Interest Rate | APY* |
| 18-month | 1.19 | 1.20 |
| 30-month | 1.59 | 1.60 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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IRA and Roth IRA Interest Rates Last updated: August 16, 2010 |
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| Term | Interest Rate | APY* |
| 12-month | 1.10 | 1.10 |
| 18-month | 1.19 | 1.20 |
| 24-month | 1.49 | 1.50 |
| 30-month | 1.59 | 1.60 |
| 36-month | 1.74 | 1.75 |
| 48-month | 1.89 | 1.90 |
| 60-month | 2.08 | 2.10 |
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* APY = Annual Percentage Yield Penalty for early withdrawal. |
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