MyID^SM Program

CSB implemented the MyIDSM program to enhance the protection of its customer's financial and personal information. According to the Federal Trade Commission, identity theft is the fastest growing crime to date. In 2000, it is estimated that more than 700,000 people were victims of identity theft. The increase in identity theft is caused by the difficulty controlling who has access to individual's personal information and the lack of substantial safety measures to safeguard that information.

The MyIDSM program consists of a number of comprehensive measures to protect customer information and prevent identity theft. The program includes a wide array of features, including:

• Secure shredding of all bank produced information
• No opt-out clause/zero tolerance for sharing customer information;
• Debit cards with the customer's picture and signature on the front of the card;
• Computer-based photo verification at the teller line;
• All mailings exclude customers' Social Security number (unless required by law);
• Free shredding services of all personal banking records for customers;
• Pamphlets for consumers on ID theft prevention; and
• Assistance for customers who have experienced identity theft.

For more information on the program contact Lynn Shadrix at
CSB, 770-832-3557.

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